Nancy Kaiser

Loan Officer
(559) 917-1709
LIC #01269473 / NMLS #453708

Welcome to Royal Charter Mortgage

Purchasing a home can seem complex. Obtaining a mortgage shouldn't be.


  1. Buyer obtains pre-qualification or pre-approval from Lender.
  2. Buyer purchases desired home with a Real Estate Agent's help
  3. Contract is accepted/Home is placed in escrow.
  4. Loan application is submitted to Lender.
  5. Lender orders title & property appraisal
  6. Loan materials are reviewed & processed.
  7. Loan submitted to underwriting for approval.
  8. Closing Agent – signing, transfer of final materials
  9. Loan documents are signed
  10. The loan is funded & recorded.
  11. Buyers get the keys to their new home.
When trying to find mortgage financing, there is no substitute for experience. My 35+ years in the mortgage industry is my greatest strength. I have helped many different types of people with many different lending needs. Whether you are purchasing your 1st home, a vacation home, looking to refinance or buying an investment property together we can discuss your situation and look at your financing options.

Thank you for visiting my website. I look forward to assisting with all your mortgage lending needs. Please contact me directly using the email address and phone number that appear on this page.

Visit my Zillow account for satisfied customer reviews.